Did you know that using a card (whether credit or debit) can lead to spending more than if you had spent cash? That’s because there is a sense of pain associated with forking over cash that you just don’t feel when swiping a card. If you’re trying to get out of debt or spend less… Continue Reading: How to set up a cash envelope system
Have you ever experienced running out of money well before the month is over? Yeah, me too. You’re not alone, mama! In fact, a study by CareerBuilder showed that over 75% of Americans live paycheck to paycheck. It can be emotionally stressful when you feel like you are working hard only to be stuck in… Continue Reading: How to Create a Monthly Budget
If you’re like many of us, you squirm and wriggle out of any conversation with the word “budget” it in. So many of us hate to talk or even think about money. Some how we think that if we just ignore the topic, we’ll be better off. Friend, I’m here to tell you that this… Continue Reading: 5 Myths About Budgets